Real Estate Investment Loans
Unlock the potential of real estate with flexible financing solutions tailored for investors. Our Real Estate Investment Loans are designed to help you purchase, refinance, or renovate residential and commercial properties for investment purposes. Whether you're acquiring a single-family rental, fixing and flipping a property, or expanding your portfolio, we offer competitive rates, fast approvals, and loan structures that align with your qualifying factors and investment goals. From new investors to seasoned professionals, we provide the capital and support you need to grow with confidence.
Commercial Real Estate Loans – Build, Buy, or Refinance with Confidence
Whether you’re looking to purchase, refinance, or renovate commercial property, our Commercial Real Estate Loans offer tailored financing solutions for business owners and investors. Whether you’re acquiring an office building, retail space, warehouse, or multifamily property, we provide competitive rates, flexible terms, and fast approvals to help you close deals with confidence. From owner-occupied buildings to income-producing investments, our experts guide you through every step of the commercial lending process.
Looking for a Lender that Delivers Funds When You Need Them?
Investment Property Loan Documentation Checklist
Getting ready to finance a rental property or real estate investment? Here’s what lenders typically require to process your investment property loan application:
Personal Documentation
- Valid government-issued ID (driver’s license or passport)
- Social Security number or Taxpayer Identification Number (TIN)
- Personal financial statement
- Personal credit report and credit score
- Two years of personal tax returns (including W-2s or 1099s)
Property Documentation
- Purchase agreement or sales contract
- Appraisal report (ordered by the lender)
- Rent roll or lease agreements (for income-producing properties)
- Property tax statement and insurance estimates
- Title report and deed (if refinancing or already owned)
Business/Entity Documentation (If purchasing through an LLC or corporation)
- Articles of Organization or Incorporation
- Operating agreement or partnership agreement
- EIN (Employer Identification Number)
- Business bank statements (typically 3-6 months)
Financial & Income Documentation
- Two years of business and/or rental property tax returns (if applicable)
- Schedule of real estate owned (SREO)
- Proof of reserves (bank or investment account statements)
- Debt-to-income (DTI) and loan-to-value (LTV) calculations
Other Documents (May Be Requested)
- Renovation estimates (for fix-and-flip or BRRRR loans)
- Property management agreements (if managed by a third party)
- Exit strategy (for short-term bridge or hard money loans)
At National Business Loans, we are here to help you get the funding you need, when you need it most. In addition to real estate loans, we can also assist you with an SBA loan.